** Do the math. Your insurance company refuses
to cover a birth center birth, but will pay 60-80% for hospital
care. The cost for a normal vaginal birth is about $18,000 in
the hospital (with 32 - 60% of women "needing"cesarean sections
which inflates the cost up to $40,000). Your annual
deductible and 20 - 40% co-insurance responsibility could
be $4,000-$16,000. You might be SAVING $$$
having your baby at the AquaNatal Birth Center, or at least may
be the same as going to the hospital for your baby's birth --
and you are preventing an unnecessary cesarean section!!
DOES YOUR INSURANCE COMPANY PAY
FOR LICENSED MIDWIVES AND BIRTH AT HOME OR BIRTH CENTER?
e recommend that you contact your insurance company prior
to visiting AquaNatal Birth Center to verify coverage of the specific
service you are seeking as well as any copays, co-insurance or
deductibles. Confirming this information in advance will help
you avoid unforeseen charges.We are a freestanding birthing center,
with pregnancy, labor and birth services, as well as well woman
care from Licensed Midwives.
To help you verify if your insurance will cover your maternity
services at AquaNatal Birth Center, please take the following
steps.
STEP 1:
Get out your insurance card and call the member
service information phone number on the back.
STEP 2:
Inform your insurance company
that you're going to visit a AquaNatal Birth Center in your area
and might like to have your baby with us.
STEP 3:
Confirm your benefits and
coverage for the specific service you are seeking: maternity care
with a Licensed Midwife at Freestanding Birth Center.
If coverage is confirmed, you can have your prenatal care and
birth your baby at AquaNatal Birth Center, the only specially-designed
and equipped waterbirth center in the region.
*** HMO Members,
please confirm your plan's rules to access AquaNatal Birth Center.
Your out-of-pocket payment will be higher if you do not adhere
to your plan's rules.
STEP 4:
If you find out that our
services you're seeking will not be covered, visit AquaNatal Birth
Center and pay
our global fee with cash or credit card. AquaNatal Birth
Center provides high-quality maternity care, convenient appointments,
and well-woman care at an affordable price.
STEP 5:
Be sure to get the person's
name and direct phone number you spoke with at your health plan
– you will probably have to speak with an RN Case Reviewer
in order to get a correct answer. You will need to obtain an "Authorization
Number," with which we can bill your insurance. You will
want to ask them if they want us to bill them (electronically
thru OfficeAlly.com) for each visit, or bill our services
after you baby is born.
For your convenience, we do all the itemized coding, billing,
and electronic processing of your insurance claim(s), so that
you will receive the maximum reimbursement under your health plan's
guidelines.
AquaNatal is continually working on participating in more
health plans, and taking Medi-Cal.However, if they don't see a
consumer demand for our type of extraordinary birthing services,
they see no need to contract with us!So Call Them on it
– explain it is very important to you to have safe birthing
choices – and you don't feel comfortable in a hospital,
exposed to unnecessary and dangerous interventions, infections,
and difficult, unknown staff.AND you'd like to be able to labor
and perhaps give birth in water, and it is not available within
30 miles of your home . . .
Payment
Schedule 
